YOUR PERSONAL AI CFO
See every account, bill, goal and decision in one clear place. Tedd connects the dots so you can understand what matters and decide what to do next.
No minimum balance No finance background needed Free to join

Sample data · fictional household
See where the month went
See what you have and owe
Keep an eye on balances
Make room for what's next

More than a money tracker
Tedd brings together your spending, savings, debt and goals—then helps you make sense of what changed, what needs attention and what to do next.
Ask questions in plain English
Get context for every decision
Wondering what you spent, what you have or what someone still owes you? Ask in plain language. Your available financial records help Tedd put the numbers into context.
Answers may be incomplete or mistaken. Check important decisions against your source records.
Explore the sample householdWhat changed in my spending?
Dining and travel were higher this month. I can show the transactions behind each change.
Tedd AI
Ready to chat · simulated preview, sample data
More than a budget
Spend less time gathering numbers from different places, and more time understanding what they mean.

Track everyday spending against your plans.

See your net worth and how it changes over time.

Keep track of personal loans and repayments.
Sample data · fictional household
Your money is personal
Before you connect an account, you should know what information is shared and why. We explain how Tedd handles your data so you can decide what feels right for you.
Learn about security & privacyBefore you connect
Understand what account information is requested.
While you use Tedd
Find out how your records and AI questions are handled.
If you change your mind
Learn about export, disconnection and deletion options.
Built for real life
From money lent to family to historical net worth, Tedd keeps your financial records organized behind the scenes.
Clear answers about getting started, your information, and how Tedd AI works.
No. You can import supported statement files (CSV, Excel, PDF, OFX or QFX) and review what was detected before anything is added, or enter information by hand. If you do connect, you can connect supported US institutions (bank accounts, credit cards, loans and mortgages) through Plaid.
Tedd is free to use during the open pilot, and creating an account does not start a subscription. If paid plans are introduced later, you will see the price and what is included before you are asked to pay.
Your account details (name, email, country, a securely hashed password), the money records you add or connect (accounts, balances, transactions, budgets, assets, debts and money lent), your chat messages (deleted after 90 days) and memory notes, and sign-in and AI-request logs (kept up to 90 days). We do not store your bank username or password, full account or card numbers (only the last four digits), or the original files you import. The Safety page has the full list, and deleting your account removes it all.
The AI can make mistakes and can only work from what you have recorded, so check important figures against your own records. Tedd is software for organizing and understanding your finances. It is not a licensed financial advisor or CPA, and it does not replace professional advice.
Your money, made clearer
Create a free account and see your household finances in one calm place.
Get started for free